ROMANTICISING FINANCIAL SECURITY

Knowing the theory of personal finance is smart and savvy, but applying it can be so boring and the reward so delayed. One way to combat this is a mindset about how feel about money; romanticising the act of budgeting and saving, getting giddy with excitement about that delayed purchase so it can be a whole event, a memory instead of an impulsively purchased blouse that you don't even remember from where. At the end of the day you're gyst a cutesy girl who wants demure finances (lol, too much?), these tips will help you get just that:

1. Rename It

   What is in a name, everything. The names of some financial task can be so full of negative emotions whether it is shame from your own past mistakes and naivety around money or fear due to family finances growing up. Why not rename it, reframing it in your mind. Like instead of budgeting call it your spending ritual or fiscal alignment you can be as ridiculous as you want, the budget is yours after all.

   
   

2. Make Money Moments Aesthetic

   Make whatever financial task you're engaging a whole event, do too much. Light a candle, play some sexy jazz with your drink of choice when opening your app, excel spreadsheet or finance journal. Tailor this to your individual vibe, do it at a park and have a Money Picnic (might trademark that) or at a restaurant while chowing down on your favourite menu item.

   Create a vision board solely for your money goals.

   
   

3. Celebrate Tiny Wins

   Transferred R50 to your savings, you get a sweet. Stuck to your no spend week, you get a day of guilt free bed rotting. Positive reinform encourages behavioural change and repetition, pretty soon you'll be chasing the high of an extra buck saved instead of an impulsive purchase.

   
   

4. Use Positive Language

   Use language that is abundant to sidestep feeling trapped and punished by your goals and resulting rules. Reframing the restrictions you have intentionally placed on yourself for your own benefit increases your chance of success as you are more likely to honour them. Say “I choose not to spend on this so I can say yes to something better” instead of “I can’t afford it.”

   “I’m making space for overflow” feels richer than “I’m cutting back.”

   
   

5. Making Security Sexy

   Understand the luxuries that financial security affords you; having options (F U money), feeling safe. Start equating your financial boundaries and honouring them with self-love, selfcare because it is. Developing the discipline to save an emergency fund is prioritising your well-being, the security of having a parachute incase the plane comes crashing empowers you to move with confidence.

✨ Financial security isn’t restriction—it’s choosing to love your future self more.