Money is power and power is freedom. Building financial security is not only about consolidating your power but also ensuring the utilise...

Make whatever financial task you're engaging a whole event, do too much. Light a candle, play some sexy jazz with your drink of choice when opening your app, excel spreadsheet or finance journal. Transferred R50 to your savings, you get a sweet. Stuck to your no spend week, you get a day of guilt free bed rotting. Positive reinform encourages behavioural change and repetition, pretty soon you'll be chasing the high of an extra buck saved instead of an impulsive purchase.

Ah, love! That heady cocktail of butterflies, sweet text messages, and did-they-just-say-that-they-love-me  moments. It’s thrilling, it’s...